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CORAL SPRINGS, FL       ·  5 YEARS IN BUSINESS       ·  12 YRS EXPERIENCE

Credit Strategy
That Actually
Makes Sense.

We help you understand, manage, and position your credit over time - no quick fixes, no empty promises. Just clear guidance and a plan that fits your life.

🎉 BYB is turning 5 on March 26

FIRST MONTH OF CONSULTING · $97 (REG. $197) · ENDS MARCH 26

5yrs

IN BUSINESS

12+

YEARS OF EXPERIENCE

400+

CLIENTS GUIDED

3

WAYS TO WORK TOGETHER

ABOUT BYB

Credit isn't just
a number. It's behavior,
timing, and intention.

BYB Credit Consultants has been helping people understand and manage their credit since 2021, built on 12 years of hands-on experience. We're not a repair mill and we don't make promises we can't keep.​

Our work is grounded in education and strategy — we analyze your profile, guide you through what matters, and stay in your corner as things change.

🧠

Strategy, Not Scripts

Every client gets a plan built around their actual profile — not a generic checklist.

📅

Ongoing, Not One-and-Done

Credit evolves. Your guidance should too. We check in as your profile changes.

🎓

Education First

We want you to understand your credit — not just improve it.

🤝

Honest Expectations

No guaranteed outcomes, no locked-in contracts. You stay because it's working.

HOW WE WORK TOGETHER

Choose Your Starting Point

Not sure which is right for you? Start with the $39 strategy review — it's designed to answer exactly that question.

📋

Credit Strategy Review

$39 · 15 Minutes

A focused intro call to review your credit, identify the biggest gaps, and map out a clear starting point. No pressure, no upsell — just clarity.

  • Credit report walkthrough

  • Top priorities identified

  • Clear next steps

🎯

Monthly Consulting

$197 / month · Cancel Anytime

One 30-minute strategy call per month plus ongoing support as your credit profile changes and evolves. This is where real, lasting progress happens.​

  • Monthly 30-min strategy call

  • Credit report analysis & monitoring

  • Utilization, timing & account guidance

  • Dispute strategy when appropriate

  • Guidance between sessions

  • No contracts — cancel anytime

💼

Private 1:1 Session

$399 · 75 Min + Takeaway Plan

A deep-dive session with a full written action plan. Comprehensive guidance in one sitting — no monthly commitment needed.

  • 75-minute deep-dive call

  • Written takeaway action plan

  • Full credit profile review

  • Personalized strategy roadmap

📚  DIY Resources — E-books & Templates

Self-paced tools to build your credit knowledge on your own time. Great first step before committing to consulting.

CLIENT RESULTS

Real People. Real Progress.

Anonymized stories from real clients. Results vary — but the approach stays the same: education, strategy, and time.

★★★★★

"I didn't even know where to start with my credit. BYB broke everything down so clearly that within a year I was approved for my first home loan."

M.T. — Coral Springs, FL

Approved for mortgage

★★★★★

"I came in with a 580 and finally understood why my score was stuck and exactly what to do about it. No one had ever explained credit to me this way."

D.R. — Miami, FL

Score improved 140+ points

★★★★★

"Having someone who actually reviews my progress and adjusts the strategy as things change is something I didn't know I was missing."

K.L. — Fort Lauderdale, FL

Monthly client · 14 months

COMMON QUESTION

FAQ

READY TO START?

Not Sure Where
to Begin?

The $39 strategy review is a 15-minute call where we look at your credit together and tell you exactly what to focus on first. No pressure, no automatic upsell.

15 Minutes · Online · No Contract Required

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