Last Updated

2026 — BYB Credit Consultants, Coral Springs, FL

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1. Disclaimer

The information provided on this website, in 1:1 sessions, and via our social media channels is not intended as investment, tax, or legal advice. All information provided is for educational purposes only. BYB Credit Consultants is not a Certified Financial Planner (CFP) or Certified Public Accountant (CPA).

Investing in the stock market has risks and may result in loss of principal and capital gains. Past market performance does not guarantee future results.

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2. No Guarantees of Outcome

BYB Credit Consultants does not promise or guarantee specific credit score improvements, specific timelines for improvement, removal of specific items from your credit report, or approval for any credit product or loan.

Credit outcomes depend on each individual's unique financial profile, behavior, reporting cycles, and third-party decisions by credit bureaus and lenders. We provide guidance, strategy, and education — not guaranteed results.​

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3. Services

Our credit optimization and strategy consulting services are provided on a monthly basis at $197/month. No enrollment or setup fee applies. Clients may cancel their subscription at any time prior to the next billing cycle.

The Private 1:1 Session is a one-time service priced at $399 and includes a written takeaway plan. The Credit Strategy Review is a one-time 15-minute session priced at $39.

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4. Refund Policy

Digital Products: All digital product sales (e-books, templates, and downloadable resources) are final and non-refundable due to the nature of digital goods.

Consulting Services: Consulting services are provided on a monthly basis. Clients may cancel prior to their next billing cycle to avoid future charges. Payments already processed for services that have been provided are non-refundable.

Session Bookings: Please refer to the booking confirmation email for cancellation and rescheduling policies applicable to the Credit Strategy Review and Private 1:1 Session.

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5. Privacy Policy

BYB Credit Consultants respects your privacy. We do not sell, rent, or share your personal information with third parties for marketing purposes.

Information collected is used solely to:

• Provide consulting services to enrolled clients

• Process payments securely

• Communicate with current and prospective clients

• Improve our website and services

All client information is handled with care and kept confidential in accordance with applicable privacy standards. We use standard encryption and security measures to protect your data.

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6. Website Use

By using this website, you agree to use it for lawful purposes only. You may not use this site in any way that could damage, disable, or impair its operation or interfere with any other party's use of it.

All content on this website — including text, graphics, logos, and educational materials — is the property of BYB Credit Consultants and may not be reproduced, distributed, or used without written permission.

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7. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. BYB Credit Consultants is not responsible for the content, privacy practices, or accuracy of any third-party sites.

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8. Limitation of Liability

To the maximum extent permitted by law, BYB Credit Consultants shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services, website, or information provided. Our total liability in any matter is limited to the amount paid for the specific service in question.

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9. Governing Law

These terms are governed by the laws of the State of Florida. Any disputes arising from these terms or the use of our services shall be resolved in the courts of Broward County, Florida.

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10. Changes to These Terms

We may update these terms and policies at any time. Continued use of our website or services after changes are posted constitutes acceptance of the updated terms.

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11. Contact

For questions about these terms or our policies, contact us at:

BYB Credit Consultants
2139 N University Dr, Suite 2125
Coral Springs, FL 33071
support@bybcreditconsultants.com