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No CFPB, No Protection: Are We Handing Banks a Free Pass to Exploit Consumers?"
The Consumer Financial Protection Bureau (CFPB) was created to protect consumers from unfair financial practices. But lately, there’s...
Berley B, MS
Feb 162 min read
7 views
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Understanding the Fair Credit Reporting Act (FCRA): Your Rights and Protections
We've all been there: anxiously waiting to hear about a loan, a new job, or even an apartment, only to be tripped up by a mysterious...
Berley B, MS
Jan 122 min read
6 views
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Busting Common Credit Repair Myths: Separating Fact from Fiction
Credit is a vital part of modern life, influencing our ability to make major financial decisions such as buying a home, getting a car...
Berley B, MS
Nov 12, 20233 min read
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Why Your Credit Score Matters When Buying a Home
Buying a home is a significant financial commitment and a major life milestone. It's about finding the perfect property, securing the...
Berley B, MS
Nov 4, 20234 min read
22 views
0 comments


A Guide to Stress-Free Holiday Spending: Keep Your Budget in Check
The holiday season is upon us, and with it comes the promise celebrations and a bit or a whole lot of financial pressure. To make sure...
Berley B, MS
Oct 29, 20234 min read
24 views
0 comments


Collection Agencies are SHADY!!!!
I have not shared any Credit News in a while, so here's one! I think I will start sharing how unethical collection agencies and their...
Berley B, MS
Sep 24, 20231 min read
23 views
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Your Guide to Managing your Credit Card Debt
Loves, As much I’d love to not use the word “inflation", I have to because it is the reality that we’re in, and we must pay attention to...
Berley B, MS
Sep 10, 20234 min read
39 views
0 comments


Here's how to remove Public Records from your Credit Reports!
I’ve spent a couple of weeks if not months contemplating if I should write this blog about PUBLIC RECORDS. Not because I want to gatekeep...
Berley B, MS
Sep 3, 20233 min read
27 views
0 comments


How to Remove Personal Information from Your Credit Reports
As boring and unimportant it may seem, but Personal Information should be the first step when you’re ready to start disputing errors on...
Berley B, MS
Jun 10, 20233 min read
26 views
0 comments


The Differences Between VantageScore and FICO Credit Scores
Have you ever checked your Credit Karma account, saw your credit scores, then you go to MyScoreIQ, and see that your scores are...
Berley B, MS
May 15, 20232 min read
19 views
0 comments


Why are your credit scores different between bureaus?
Why your Credit Scores are different? If you check your credit scores and they differ by a couple of points between credit bureaus, that...
Berley B, MS
May 1, 20233 min read
15 views
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Let’s have Millionaire Kids, and Build Generational Wealth!
Remember what I said about the IRAs? Yes, compound interest is the key to growing money. Now, let’s add TIME to it. The more time you...
Berley B, MS
Mar 20, 20234 min read
52 views
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TRADITIONAL IRA? ROTH IRA? WHAT ARE THOSE THINGS?
We no longer believe in the “Work hard for your company for 30-40 years with a good pension, THEN RETIRE” Our grandparents/parents may...
Berley B, MS
Mar 13, 20235 min read
58 views
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So many cards, do you know which one you should choose and apply for?
Have you ever heard friends/families/influencers brag about a certain credit card, and tell you that THIS CARD, THAT CARD is a MUST HAVE?...
Berley B, MS
Mar 6, 20233 min read
37 views
0 comments


5 Mistakes that Can Hurt Your Credit Score
Certain financial mistakes/moves can negatively impact your credit scores. So below, I share 5 mistakes that you can avoid that will help...
Berley B, MS
Jan 30, 20234 min read
41 views
0 comments


Your Guide to a High Yield Savings Account
We will get straight to the point about High Yield Savings Account because you should not be wasting another second without one or...
Berley B, MS
Jan 9, 20233 min read
48 views
0 comments


Student Loan Debt Relief Application Preview
On October 11, 2022, a preview of the Student Loan Debt Relief Application Form was released by the Official White House's Twitter. From...
Berley B, MS
Oct 13, 20221 min read
9 views
0 comments


Public Service Loan Forgiveness (PSLF)/Temporary Expanded Public Service Loan Forgiveness (TEPSL)
My public servants, you are appreciated, and you deserve a raise. Until then, take advantage of the Public Service Loan Forgiveness...
Berley B, MS
Oct 4, 20223 min read
24 views
0 comments


Your Student Loan Forgiveness FAQs
Hey loves, By now, I’m sure you’ve heard about President Joe’s plan about student loan forgiveness. (I still don’t understand why he...
Berley B, MS
Sep 26, 20223 min read
27 views
0 comments


Have you ever taken a cash advance on your credit cards? Are you thinking about it?
If you are thinking/planning on taking a cash advance from your personal credit card, you should think of the pros and cons, then go from...
Berley B, MS
Apr 25, 20222 min read
16 views
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