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Steps to Improve Your Credit Health Over Time
Maintaining a healthy credit profile is crucial for financial stability and can open doors to numerous opportunities, like securing a...

Berley B, MS
Jun 84 min read


How to Build a Strong Financial Foundation for Success
Building a robust financial foundation is crucial for ensuring long-term success and security. Everyone dreams of a life free from...

Berley B, MS
May 214 min read


No CFPB, No Protection: Are We Handing Banks a Free Pass to Exploit Consumers?"
The Consumer Financial Protection Bureau (CFPB) was created to protect consumers from unfair financial practices. But lately, there’s...

Berley B, MS
Feb 162 min read


Understanding the Fair Credit Reporting Act (FCRA): Your Rights and Protections
We've all been there: anxiously waiting to hear about a loan, a new job, or even an apartment, only to be tripped up by a mysterious...

Berley B, MS
Jan 122 min read


Busting Common Credit Repair Myths: Separating Fact from Fiction
Credit is a vital part of modern life, influencing our ability to make major financial decisions such as buying a home, getting a car...

Berley B, MS
Nov 12, 20233 min read


Why Your Credit Score Matters When Buying a Home
Buying a home is a significant financial commitment and a major life milestone. It's about finding the perfect property, securing the...

Berley B, MS
Nov 4, 20234 min read


A Guide to Stress-Free Holiday Spending: Keep Your Budget in Check
The holiday season is upon us, and with it comes the promise celebrations and a bit or a whole lot of financial pressure. To make sure...

Berley B, MS
Oct 29, 20234 min read


Collection Agencies are SHADY!!!!
I have not shared any Credit News in a while, so here's one! I think I will start sharing how unethical collection agencies and their...

Berley B, MS
Sep 24, 20231 min read


Your Guide to Managing your Credit Card Debt
Loves, As much I’d love to not use the word “inflation", I have to because it is the reality that we’re in, and we must pay attention to...

Berley B, MS
Sep 10, 20234 min read


Here's how to remove Public Records from your Credit Reports!
I’ve spent a couple of weeks if not months contemplating if I should write this blog about PUBLIC RECORDS. Not because I want to gatekeep...

Berley B, MS
Sep 3, 20233 min read


How to Remove Personal Information from Your Credit Reports
As boring and unimportant it may seem, but Personal Information should be the first step when you’re ready to start disputing errors on...

Berley B, MS
Jun 10, 20233 min read


The Differences Between VantageScore and FICO Credit Scores
Have you ever checked your Credit Karma account, saw your credit scores, then you go to MyScoreIQ, and see that your scores are...

Berley B, MS
May 15, 20232 min read


Why are your credit scores different between bureaus?
Why your Credit Scores are different? If you check your credit scores and they differ by a couple of points between credit bureaus, that...

Berley B, MS
May 1, 20233 min read


Let’s have Millionaire Kids, and Build Generational Wealth!
Remember what I said about the IRAs? Yes, compound interest is the key to growing money. Now, let’s add TIME to it. The more time you...

Berley B, MS
Mar 20, 20234 min read


TRADITIONAL IRA? ROTH IRA? WHAT ARE THOSE THINGS?
We no longer believe in the “Work hard for your company for 30-40 years with a good pension, THEN RETIRE” Our grandparents/parents may...

Berley B, MS
Mar 13, 20235 min read


So many cards, do you know which one you should choose and apply for?
Have you ever heard friends/families/influencers brag about a certain credit card, and tell you that THIS CARD, THAT CARD is a MUST HAVE?...

Berley B, MS
Mar 6, 20233 min read


5 Mistakes that Can Hurt Your Credit Score
Certain financial mistakes/moves can negatively impact your credit scores. So below, I share 5 mistakes that you can avoid that will help...

Berley B, MS
Jan 30, 20234 min read


Your Guide to a High Yield Savings Account
We will get straight to the point about High Yield Savings Account because you should not be wasting another second without one or...

Berley B, MS
Jan 9, 20233 min read


Student Loan Debt Relief Application Preview
On October 11, 2022, a preview of the Student Loan Debt Relief Application Form was released by the Official White House's Twitter. From...

Berley B, MS
Oct 13, 20221 min read


Public Service Loan Forgiveness (PSLF)/Temporary Expanded Public Service Loan Forgiveness (TEPSL)
My public servants, you are appreciated, and you deserve a raise. Until then, take advantage of the Public Service Loan Forgiveness...

Berley B, MS
Oct 4, 20223 min read
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