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DIY & Resources

Learn at Your Own
Pace & Budget

E-books and practical templates to help you understand and improve your credit — on your schedule, at a price that works for you.

DIGITAL PRODUCTS

Credit Education Resources

Our digital products are designed to complement consulting — not replace it. They give you the foundational knowledge to make better decisions with or without a consultant in your corner.

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DIY Credit Repair Kit

Digital Download · E-book

A complete guide with the right information- and that's exactly what this kit gives. For $39.97, you get everything you need to read your report, know your rights, and dispute what doesn't belong there.

What's inside:

  • Consumers' rights

  • How to read your report, dispute guidance for collections, charge-offs, late payments, and inquiries.

  • Complaint filing with the CFPB, FTC, and BBB, and credit building strategies.

 

Bonus materials included:

Dispute letter templates, inquiry letters, a factual dispute letter, a pay-to-delete letter, and a progress tracker.

Same knowledge people pay hundreds for every month. Yours for a one-time download.

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2026 Budget Planner

Digital Download 

Most people don't have a money problem. They have a visibility problem.

For $14.97, this planner gives you a clear picture of where your money is going and a realistic plan for where it should go instead.

What's inside:

  • Monthly income and expense tracking

  • Savings and investment goals

  • Debt payoff planning

  • A layout built around the 50/30/20 rule so you're spending actually makes sense

Whether you're working on building an emergency fund, paying down debt, or just trying to stop wondering where your paycheck went - this gives you a starting point.

One download. The whole year covered.

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Credit Repair Kit + Homebuyers Bundle

Digital Download · Template

Two things hold most people back from building real wealth: bad credit and not knowing how to use it. This bundle addresses both.
For $54.97, you get the DIY Credit Repair Kit and the Credit Repair for Homebuyers guide together - everything you need to clean up your credit report and actually put it to work.

balances, utilization, score history, and action What's inside:

The Credit Repair Kit walks you through understanding your rights, reading your report, and disputing what doesn't belong there. The Homebuyers guide takes it a step further - breaking down how to position your credit specifically for a mortgage, get better rates, and stop letting your score be the reason you can't close. 

Bundle includes: Credit repair strategies, step-by-step homebuyer guidance, dispute templates, and expert-backed tools you can actually use. 

Instant download. Import to any PDF app - GoodNotes, Notability, Acrobat, or save straight to Google Drive or Dropbox.

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WHO IT'S FOR

DIY Resources Are Right For You If...

  • You want to understand credit basics before investing in consulting

  • Your budget is tight and you want a lower-cost entry point

  • You're a self-starter who learns well with structured guides

  • You want to supplement your ongoing consulting with reference tools

  • Your credit situation is straightforward and you just need clarity

"Want more personalized guidance?"

If you've tried the DIY approach and feel like you need someone to look at your specific situation, the $39 strategy review is the perfect next step. 15 minutes, zero pressure.

BROWSE THE SHOP

All Resources In One Place

Visit our full shop to browse all available e-books, templates, and tools.

BYB Credit Consultants

Strategic credit guidance, education, and ongoing consulting for individuals who want to understand and position their credit the right way.

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2139 N University Dr, Suite 2125
Coral Springs, FL 33071
support@bybcreditconsultants.com

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©2026 BYB Credit Consultants — All Rights Reserved

The information provided on this website and in all sessions is for educational purposes only and is not intended as investment, tax, or legal advice. No specific outcomes are guaranteed.

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