Frequently Asked Questions

Credit Consulting

1. What does a credit consultant do?

A credit consultant helps you understand your credit report, identify opportunities for improvement, and make intentional decisions that strengthen your credit positioning over time.

2. How can BYB Credit Consultants help me?

We assess your credit profile, provide education on how credit is evaluated, and offer ongoing guidance so you make informed decisions. Our support focuses on strategy rather than quick fixes.

3. Do I need to have bad credit to benefit from your services?

No. Our services are designed for anyone who wants clarity and strategy, whether you’re building credit, improving a score, or maintaining a good profile.

Consulting Services + Digital Products

4. What digital products do you offer?

We offer educational resources such as online e-books, and practical tools to support your credit understanding and financial decision-making. These products complement consulting and do not replace professional guidance.

5. How do I access digital products after purchase?

After purchase you’ll receive instant access instructions via email. Resources can be used at your own pace on multiple devices.

General Inquiries

6. How can I contact BYB Credit Consultants for additional support?

You can reach us through the “Contact Us” page on the website for questions or additional information.

7. Is my personal information secure with BYB Credit Consultants?

Yes. We use standard encryption and security measures to protect your information and maintain confidentiality.

Working With Us

1. What is the process for signing up with BYB Credit Consultants?

The sign-up process involves four simple steps:

Book a brief review call through our booking page
We assess fit and clarify your goals
If you choose to move forward, you begin monthly consulting with regular check-ins and guidance

2. How soon will I see results from the credit restoration program?

Every credit situation is different. Improvement depends on individual behavior, reporting cycles, and strategy implementation. Consulting helps you make informed choices, but we can’t promise specific timelines or outcomes. However, clients begin to see results within 45-60 days.

3. Do you offer any guarantees on credit improvement?

No. We provide guidance and ongoing support, but credit outcomes depend on each individual’s unique circumstances and financial behavior. We recommend committing to the process for about 6-9 months to see significant improvements.

4. How often do we meet?

Consulting includes one planned 30-minute strategy call per month, plus guidance between sessions.

5. How much does credit consulting cost?

Our credit optimization and strategy consulting is offered at a flat monthly rate of $197 per month. There is no enrollment or setup fee. Clients remain enrolled for as long as they find the support helpful and may cancel at any time.

Privacy and Policies

5. What is your Privacy Policy?

BYB Credit Consultants respects your privacy. We do not sell, rent, or share personal information with third parties for marketing purposes. Information collected is used solely to provide consulting services, process payments, communicate with clients, and improve our services. All client information is handled with care and kept confidential in accordance with applicable privacy standards.

6. What is your Refund Policy?

Due to the nature of digital products, all digital product sales are final and non-refundable. Consulting services are provided on a monthly basis, and clients may cancel their subscription at any time prior to the next billing cycle. Payments already processed are not refundable once services have been provided.