Credit Optimization & Strategy Consulting
BYB provides ongoing credit optimization and strategy consulting for individuals who want to understand, improve, and correctly position their credit. This service focuses on education, analysis, and intentional decision-making so clients avoid costly mistakes that delay approvals or limit future opportunities.
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What's included?
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Credit report analysis and ongoing monitoring
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Strategic guidance on utilization, timing, and account management
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Dispute strategy and correspondence when appropriate
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Education on how lenders evaluate credit behavior
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Support that adapts as your profile changes
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One planned 30-minute strategy call per month
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Guidance between sessions
How the Monthly Consulting Works
This service is provided on a monthly consulting basis and includes one scheduled 30-minute strategy call per month. Credit decisions happen over time, so ongoing guidance and periodic check-ins are essential. There are no guarantees or promised outcomes. Clients remain enrolled for as long as they find the support helpful and may cancel at any time.