Credit Concierge Service

To begin, please complete the enrollment form and share your credit monitoring login details. This gives us access to your credit report so we can review where things currently stand and put together a personalized plan to help improve your credit.

Once your enrollment form is submitted, our team will review your credit report in detail to confirm your eligibility for the BYB Credit Concierge Program.

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If approved, you’ll receive instant access, where you can:

• Sign your agreement

• Pay your $ 39 startup fee

• Complete your onboarding process to officially join the BYB Credit Concierge Program

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We’ll complete your enrollment the way that works best for you- whether that’s by email or text.

The BYB Credit Concierge Program is built to give you the tools, expert support, and financial insight you need to take control of your credit- and keep it strong. It is all about helping you build lasting, sustainable credit habits while positioning you for long-term financial growth.

You’ll also gain unlimited access to our Dispute Resolution Team through the BYB Credit Concierge Program. We’ll act on your behalf to challenge any inaccuracies on your credit reports- communicating directly with credit bureaus, collection agencies, and creditors to ensure your report reflects only accurate and legally compliant information.

📌 One-time Enrollment: $189
📌 Monthly Service Fee: $89