Hey loves, By now, I’m sure you’ve heard about President Joe’s plan about student loan forgiveness. (I still don’t understand why he...

If you are thinking/planning on taking a cash advance from your personal credit card, you should think of the pros and cons, then go from...

What is CPN? A CPN (Credit Privacy Number), is a nine-digit number just like a Social Security Number. It was a byproduct of the Privacy...

How many times have you focused on the monthly payment’ amount? For example, when it is time for you to get a new car loan, you look at...

“We will send you a letter in 7 to 10 business days”, says the bank Have you or a friend have been denied a checking account at your...

You Co-Signed a Loan and you regret it? Now you’re wondering what you should do. I got you! There’s always a story, and it usually goes...

Before buying tradelines, you must know WHY you are going that avenue in the first place. It is a temporary solution! I wrote a piece...

It can be extremely tough to figure out what to focus on first when you are in debt and you also need to work on your credit. You may not...

The holiday season is upon us! So, I thought this would be a great time to dive in and talk about the Buy-Now-Pay-Later trend. So, I...

Have you ever wondered how the minimum payment on your credit card is calculated? I did! I question a lot of things, and one of them was,...

2022 is less than three (3) months away. Improving our credit profile is one thing, but we want to be financially literate. Let’s talk...

Ok, if you are lucky to have a trustworthy person to add you as an authorized user and share their good payment history (35% of your...

There is no reason why you should be using your debit card more than your credit card!!! Okay, before using your credit card(s), you must...

Happy Hump Day Love, Below is a link to an article about Convergent- a shady collection agency based in Renton, WA Renton-based debt...

It's ok love! they did not teach us that in school. You know how the school system works. But, I am here to educate you and teach you one...